01 - Heat flour tortillas in a dry skillet over medium heat for 30 seconds on each side until soft and pliable.
02 - Arrange each warmed tortilla flat on a clean cutting board or countertop.
03 - Evenly spread 2 tablespoons of creamy peanut butter down the center of each tortilla.
04 - Layer 2 tablespoons of fruit jam or jelly over the peanut butter on each tortilla.
05 - Distribute half of the banana slices over the peanut butter and jelly filling on each tortilla.
06 - Top with 1 tablespoon of granola and drizzle with 1/2 tablespoon honey per burrito, if desired.
07 - Fold the sides of each tortilla inward, then roll up tightly from the bottom to secure the filling.
08 - Serve immediately, or wrap each burrito in foil for convenience.